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What Should I Do If My Insurance Company Is Stalling?

The National Safety Council (NSC) reports that more than 5 million people seek professional medical care for motor vehicle accident injuries nationwide each year. Following a crash, you need compensation to pay your bills. This raises an important question: What should I do if my insurance company is stalling on my claim? The short answer is that you need to take action to challenge the insurer and one of our lawyers can help. Here, our Las Vegas auto accident attorneys highlight the key things to do if your insurance company is stalling after a crash in Nevada. 

Why Would an Insurance Company Stall After an Accident?

Following a crash, car accident damages are generally sought against auto insurance companies. Unfortunately, seeking financial compensation from an insurer—whether your own or another party’s carrier—can be hard. Insurance companies may stall during the claims process for several reasons. Stalling by an insurance company can be divided into two broad factors: 

  • Slow, But Reasonable: Insurers investigate accidents. The process can be time-consuming—especially if there are discrepancies or incomplete information. A seemingly slow process may not necessarily be unreasonable. 
  • Slow and Unjustified: However, stalling by an insurance company may be a sign of a bad faith strategy designed to reduce a victim’s financial recovery. Stalling might be a tactic to pressure claimants into settling for a lower compensation amount. 

Four Steps to Take If Your Insurance Company is Stalling After a Crash

If you believe that you are dealing with an insurance company that is stalling after a car accident, it is imperative that you take immediate action. A proactive approach is a must. Here are four steps: 

  1. Document Your Accident and Your Injuries: Documentation is key to any auto accident claim. Immediately after the accident, begin documenting everything related to the incident and the injuries you sustained. Try to take photos of the accident scene, your vehicle’s damage, the other vehicle(s) involved, and any visible injuries you have. To deal with stalling, make sure that your documentation is well-organized. 
  2. Save All Correspondence With Insurance Adjusters: Throughout the claims process, ensure you save every piece of correspondence with your insurance company—including emails, letters, text messages, and notes of phone conversations. Comprehensive record of these communications can make the difference if you need to escalate your claim. 
  3. Consult With a Las Vegas Auto Accident Lawyer: You do not have to take on a stalling insurance company alone. The right attorney can make the difference. If the insurance carrier is unreasonably delaying your claim, seek professional help. A top-tier Las Vegas auto accident lawyer will protect your rights and your interests. Among other things, your lawyer can provide legal advice specific to your situation, help you understand your rights, and what to expect throughout the claims process. They can also assess whether the insurance company’s actions constitute bad faith and what legal remedies are available. 
  4. Consider a Demand Letter (Drafted By Attorney): If progress with your insurance claim stalls, your attorney might suggest drafting a formal demand letter. The letter will outline the facts of the accident, the evidence of your injuries, and a detailed calculation of your damages, demanding a fair settlement. A well-crafted demand letter can show the insurance company that you are serious about obtaining fair compensation and are prepared to take further legal steps if necessary. A demand letter is one of the most effective tools to take on an insurance company that is stalling. 

We Help Car Accident Victims Deal With a Stalling Insurance Company

Is the insurance company “slow-walking” the claims process? You do not have to sit back and let them get away with it. At Ace Law Group, our practice is committed to protecting the rights and interests of the people who need help the most—not the large insurance companies. Our mission is to get the insurer to stop stalling. With verdicts and settlements across a wide range of motor vehicle accident claims, we help injured victims maximize their financial compensation. 

Set Up Your Free Consultation With Our Las Vegas Car Crash Lawyer Today

At Ace Law Group, our Las Vegas auto accident attorney is a skilled, fierce advocate for injured victims. We hold big insurance companies accountable. If you have any questions about taking on an insurance company that is stalling, we are here to help. Call us at (702) 333-4223 or contact us directly online for a free, no strings attached initial consultation. With a law office in Las Vegas, we handle auto accident injury claims throughout the entire region.