The Las Vegas Metropolitan Police Department is no longer responding to non-injury collisions. While this may free up their resources to pursue other matters it can be problematic for your case if you are involved in an accident.
In the past, insurance companies would rely heavily on the police report to determine liability when investigating an accident and evaluating claims. If the police don’t show up, the insurance companies rely on the statements of their driver, and a review of the accident description to assess fault.
This means that instead of using a non-biased police report, insurance companies now rely on the statements of their own driver, who usually will attempt to minimize the severity of the accident, as well as their own role in causing the accident.
One of the most effective things to do to protect yourself is to take pictures of the accident scene. This will help the adjuster, as well as your attorney, reconstruct the accident to properly evaluate the claim. Additionally, detailed photos of the damage to your vehicle can help assess the severity of the impact, which will help substantiate your injury claims.
Even if the police do show up, don’t simply rely on their cameraman to do the work. Take your own pictures for your own piece of mind. Nowadays nearly every phone has a pretty good camera on it, this is a great time to use it. When you’re involved in an accident, first make sure everyone is okay, exchange insurance information, and take pictures.