Recently, I published an article titled, "Statistics Show that Most Injured Victims of Car Crashes Will Call an Injury Lawyer After They Leave the Hospital, Why Is That?" In this article, I was curious to find out why, after being released from the hospital, a majority of car accident victims call personal injury attorneys. After interviewing several friends, family members, insurance adjusters, clients, and others, I discovered the number one reason that people call injury lawyers after an accident:
Después de un accidente automovilístico, ¿En qué momento entra en acción su seguro?
Clients always ask me, "Should we file a lawsuit?", and this question always comes up in cases where there aren't a lot of medical bills and the client was hurt but got over their injuries after a few short months. This is always a tough situation, because usually the scenario is simple: Client has X amount of medical bills, but the insurance company is only offering Y. Y does not cover X, but X is low enough where it may not be worth engaging in two to three years of litigation to fight with an insurance company.
Las Vegas Car Accident Lawyer - Insurance Coverage
In some instances you may be involved in a car accident where the other side does not have insurance or has allowed their car insurance to lapse. This is not an uncommon problem, however, if you should run into this issue make sure that you properly document the accident like you would any other accident. That means calling the police, taking pictures of property damage and bodily injuries. What Can You Do If The Other Party Is Uninsured?
The first thing you should do is contact your own insurance company and make sure you have uninsured/under-insured motorist. This means that if the other side does not have insurance (or enough insurance to cover your injuries) your own insurance company will step in and cover your damages as if they themselves were the party who hit you.
Uninsured and Under-Insured Motorist Coverage is vital to have here in Las Vegas. When a car accident happens and the person who hit you has too little insurance to cover your damages, your own insurance company will then step into their shoes and cover whatever cannot be. This is ONLY if you elect for Under-Insured Motorist Coverage! Make sure you tell your auto insurance agent that you get this.
The Las Vegas Metropolitan Police Department is no longer responding to non-injury collisions. While this may free up their resources to pursue other matters it can be problematic for your case if you are involved in an accident.
What can you say about Nevada, it's a city of entertainment. Everywhere you go there are large flashy billboards of scantily clad dancers, colorful advertisements of the latest and greatest Cirque de Soleil offering, and bright LCD screens displaying the hottest night club or bar on the strip. For those of us that live here, it's a distraction that we've grown accustomed to, as ordinary as the misinformed political rants on Facebook from that roommate you had back in college who you rarely spoke with.
Each and every state in the US requires drivers to carry an active liability insurance policy. However, each state differs on what the minimum policy requirement is that must be carried by its drivers. It is important to be aware of these policies, and additional ways that you can protect yourself from other drivers.