If you've ever been in a car accident you know how difficult it can be to deal with car insurance companies. Trying to get them to pay for anything requires burdensome and time consuming phone calls, which usually result in long hold times and voicemails. At the end of the day, even after you get in touch with a claims adjuster, it is nearly impossible to get them to agree to pay for anything, especially medical treatment.
Insurance companies are notorious for offering virtually nothing to settle and resolve claims for clients that have not hired an attorney. After an accident, typical procedure is to have an adjuster contact you and start asking questions about your injuries. Usually during that call, or within just a few days, the adjuster will offer a nominal sum of money, a few hundred dollars to fully resolve the claim, they'll even do this before they know the extent of your injuries. Once that call is done, you'll rarely hear from the adjuster again.
Oftentimes, if you seek your own medical treatment it will be extremely difficult to get an insurance company to agree to pay for or reimburse your treatment costs. They will provide a host of reasons, stating that you were partially at fault, your treatment was excessive compared to the impact, you didn't take any evasive maneuvers, etc. All of this is an effort to get the insurance company to meet its own bottom line.
This is where an attorney comes in. Attorney's, on average, settle car accident claims for amounts three to four times higher than unrepresented parties. Not only are trained attorney's able to address the legal and factual issues that insurance companies use to minimize the value of the claim, they are also skilled negotiators. Additionally, insurance companies know that unrepresented individuals usually won't pursue their own cases to court. Attorneys know when low settlement offers are worth litigating, and a good attorney won't be afraid to take your case to court to obtain a favorable resolution.
The experienced attorney's at Kang & Associates have had incredible success dealing with car accident and personal injury cases. If you've been injured, contact our office immediately for a free case evaluation today.