Uninsured and Under-Insured Motorist Coverage is vital to have here in Las Vegas. When a car accident happens and the person who hit you has too little insurance to cover your damages, your own insurance company will then step into their shoes and cover whatever cannot be. This is ONLY if you elect for Under-Insured Motorist Coverage! Make sure you tell your auto insurance agent that you get this.
Another prevelant issue in Nevada is hit and runs in car accident situations. Many clients will run into a situation where someone hits them and then takes off without exchanging any information. This could be for any variety of reasons. Perhaps that person does not have insurance, or that person has a criminal record, or is an illegal immigrant, or was even drinking and driving. Whatever the reason may be, you need to make sure that in case there is a hit and run, you are at least covered. By getting Uninsured motorist coverage, you can make sure that you and your loved ones are protected should this ever happen to you.
Next time you sign up for auto insurance in Nevada, make sure you get Under-Insured Motorist and Uninsured Motorist coverage! This could mean the difference between coverage for your damages in a Las Vegas car accident, or financial ruin.